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Kshema General Insurance

IRDAI Reg No. 162 | Category of Certificate of Registration: General Insurance | CIN: U66000TG2018PLC125484

BIMA BHAROSA - IRDAI Grievance Redressal Portal

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Registered Office

Kshema General Insurance Limited #413, 4th Floor, My Home Tycoon, Kundan Bagh, Begumpet, Hyderabad, Telangana - 500016, India

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BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale.

Trade logo displayed above belongs to Kshema Capital Private Limited and is licensed to Kshema General Insurance Limited.

Registered with IRDAIITC Asia 2026India Insurance Awards 2026

Insurance for Bharat

Simple and affordable general insurance solutions curated to safeguard Bharat in every aspect of life.

A shield marked with a tick, ringed by the risks Kshema covers - crop, car, health, fire, home and family

46 Lakh+

Claims Settled

₹1240 Cr.+

Claim Amount Disbursed

2.62 Cr.+

Policies Issued

Why 23 Lakh+ Customers
Trust Kshema General Insurance?

We combine traditional general insurance with modern technology to deliver a range of insurance solutions so that we can be there for you when you need the most.

12 Languages Supported
Excellent Customer Support

  • Trusted & Reliable

    IRDAI-licensed general insurer

  • Quick Claims

    Quick claim intimation with minimal documentation

  • Multilingual Support

    Customer support in the language you prefer

  • All-in-one App

    Buy and manage policies using your smartphone

Our Offerings

General Insurance Solutions Tailored for You

Choose from our wide range of insurance products designed to protect what matters most to you.

  • Kshema

    Prakriti

    Comprehensive crop insurance against 8 listed perils

    View Details

  • Kshema

    Sukriti

    Choose crop cover against 2 out of 8 perils

    View Details

  • Kshema

    Samriddhi

    Comprehensive crop insurance from 1 - 25 cent farmsize

    View Details

  • Kshema

    Kisan Sathi

    Dual-benefit bancassurance product combining crop & personal accident insurance

    View Details

  • Restructured Weather Based Crop Insurance Scheme (RWBCIS)

    A weather-based government crop insurance scheme

    View Details

  • Pradhan Mantri Fasal Bima Yojana (PMFBY)

    A government crop insurance scheme

    View Details

Scan now to install the Kshema app

QR code that opens the Kshema app download page

Crop Insurance Solution the Kshema App

Buy policies, file claims, track status, and get support - all from our easy-to-use mobile app. Available in Hindi, English, and 10+ regional languages.

  • Quick and Easy Policy Purchase
  • File and track your claims online
  • Download policy documents instantly
Get the Kshema app on Google PlayDownload the Kshema app on the App Store

Happy Customer Means Happy Us

MSMeena SahaAlmora, Uttarakhand
I want to thank Kshema. Their representatives are very helpful whenever we need their advice. We understood that the loss we suffer during the monsoon season could be reduced by Kshema Crop insurance. We bought it and we have benefited form it.
UCUmesh ChandraNanital, Uttarakhand
I bought crop insurance from Kshema and the process was quick and easy. Natural calamities frequently affect our fields, but now I feel secure knowing my crops are insured. I advise all my relatives and acquaintances to buy crop insurance from Kshema.
BSBhimavarapu SeemonAlmora, Uttarakhand
Cyclone Michaung completely damaged my crop. I had purchased Kshema Sukriti through the Kshema App. I recieved the claim amount within 48 hrs of intimation due to this, me & family are able to face the financial hurdles.

Recognitions & Milestones

  • ITC Asia Awards 2026 trophy - Digital Insurer Champion of the Year, presented to Kshema General Insurance Ltd.

    ITC Asia, 2026

    Kshema General Insurance has been recognised as the Digital Insurer Champion of the Year

  • India Insurance Summit & Awards 2026 trophy - Fastest Growing Insurance Company, awarded to Kshema General Insurance

    India Insurance Summit & Awards 2026

    Kshema General Insurance has been recognised as the Fastest Growing Insurance Company

Up to 5% OFFOnline Discount

Get up to 5% Off When You Purchase a Policy Directly Through the Kshema App or Website

Download the app now and start saving today.

Get the Kshema app on Google PlayDownload the Kshema app on the App Store
QR code that opens the Kshema app download page

Scan to Download