Terms & Conditions

The content of this website/mobile platform is Intellectual Property of Kshema.

This website/mobile platform may include links to other pages or services operated by the Kshema or its affiliates (“Group Sites”). Use of these Group Sites is subject to their respective terms and conditions. Kshema is not responsible for the content or materials on any linked sites.

Kshema does not assume any liability for any actions undertaken based on the information provided for general guidance through its website or mobile platform and such guidance does not constitute any professional advice or warranty of any kind.

Any information that Kshema collects from its customers, such as personal data or payment details, is protected by its Consent Notice Policy and will not be disclosed to any third party without the consent, unless required to be disclosed by any law.

Kshema may use trademarks, logos, images, or other intellectual property of other entities for informational, educations, or illustrative purpose only, and that such use does not imply any endorsement, affiliation, or sponsorship by those entities.