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Kshema Blog: Farming Tips & Agri News for Indian Farmers - Kshema General Insurance

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What Is Third-Party Car Insurance and Why Is It Mandatory in India?

Motor Insurance

What Is Third-Party Car Insurance and Why Is It Mandatory in India?

IntroductionIf you own a vehicle, understanding third-party car insurance is essential. It is the most basic form of motor insurance and is required by law for all vehicles driven on Indian roads.What This Blog Covers • What third-party insurance means and how it works. • Why it is considered mandatory car insurance in India. • The benefits, coverage, and limitations of this policy. • The consequences of ignoring the car insurance legal requirement.This guide provides a clear overview of the leg

English

4 August 2026· 9 min readRead More

Meri Fasal Mera Byora Haryana: Complete Kharif 2026 Registration Guide for Farmers

Meri Fasal Mera Byora Haryana: Complete Kharif 2026 Registration Guide for Farmers

Meri Fasal Mera Byora is a Haryana government initiative to benefit the farmers of the state. It is an important platform for crop registration and provides access to various government agriculture-related benefits. As the Kharif 2026 season is in progress, completing registration correctly can help farmers avoid delays in receiving support and scheme benefits by understanding benefits of insurance to farmers.What This Guide CoversWho should register for kharif 2026Documents and details required

English

8 July 2026· 9 min readRead More

Crop Loss in Karnataka: Top Causes, Risks & How Farmers Can Protect Crops in Kharif 2026

Crop Loss in Karnataka: Top Causes, Risks & How Farmers Can Protect Crops in Kharif 2026

IntroductionCrop Loss in Karnataka remains a critical challenge for farmers, especially during the kharif season when weather uncertainties are at their peak. Understanding the causes and taking preventive measures can significantly reduce risks and improve yields by understanding proven ways to protect crops.In this blog, you’ll learn:Major causes behind crop damage in KarnatakaKey Karnataka kharif crop risks farmers should watch out forPractical strategies to minimise losses and protect cropsP

English

2 July 2026· 7 min readRead More

Rythu Bharosa Benefits for Telangana Farmers in Kharif 2026

Rythu Bharosa Benefits for Telangana Farmers in Kharif 2026

IntroductionThe Rythu Bharosa scheme in Telangana continues to play a crucial role in supporting farmers during Kharif 2026. This is the Telangana government’s flagship farmer investment support scheme for seeds, fertilisers, and labour. By providing timely financial assistance, it helps reduce input costs and stabilise agricultural income and improve financial security through benefits of insurance to farmers.What this blog coversKey advantages of the scheme in Kharif 2026How Rythu Bharosa supp

English

23 June 2026· 8 min readRead More

Maharashtra Kharif Crops Guide 2026: Best Crops, Sowing Dates & Insurance Tips

Maharashtra Kharif Crops Guide 2026: Best Crops, Sowing Dates & Insurance Tips

IntroductionThis is our Maharashtra Kharif crops guide that can help the farmers of Maharashtra plan the upcoming monsoon season effectively. With the right crop choices, sowing time, and risk protection strategies, farmers can maximise yield and reduce uncertainty with the help of https://kshema.co/plans/What this blog covers:Best crops suited for the Kharif season in MaharashtraIdeal sowing dates to ensure higher productivityRegion-wise considerations for crop planningPractical insurance tips

English

17 June 2026· 7 min readRead More

How to Check the Status of Your PM Kisan Payment?

How to Check the Status of Your PM Kisan Payment?

If your PM Kisan payment has not been credited in 2026, it can be both confusing and frustrating. Many farmers across India face delays due to technical or verification issues, but most problems can be resolved with the right steps.In this blog, you will learn:Why your instalment may be delayed or missingHow to complete a quick PM Kisan status checkWays to fix errors and receive future paymentsWhere to seek help if the issue persistsUnderstanding the PM-Kisan Samman Nidhi Scheme in 2026The PM-Ki

English

9 June 2026· 7 min readRead More

PM-KISAN Yojana Complete Guide for Farmers in 2026

PM-KISAN Yojana Complete Guide for Farmers in 2026

The PM Kisan scheme, launched in February 2019, is designed to provide direct financial support to millions of smallholder farmers across India. The scheme, officially known as the Pradhan Mantri Kisan Samman Nidhi, provides direct financial support to small and marginal farmers, helping them manage agricultural expenses and improve livelihoods. PM Kisan is a Central Sector scheme with 100% funding from Government of IndiaThis blog will cover:What PM Kisan is and its key benefits.Eligibility cri

English

12 May 2026· 7 min readRead More

Kisan Credit Card: Complete Guide for Farmers in India

Kisan Credit Card: Complete Guide for Farmers in India

The Kisan Credit Card (KCC) is a Government of India initiative designed to provide farmers with easy access to credit for agricultural needs. It simplifies borrowing, extends financial inclusion, and ensures timely monetary support. The Ministry of Agriculture and Farmers Welfare operates this beneficial scheme.What this blog will cover:What the Kisan Credit Card is and how it worksKey KCC benefits for farmersDetails on the KCC interest rate and repayment termsStep-by-step process to apply for

English

5 May 2026· 8 min readRead More

How to Improve Crop Yield: Simple Methods for 2026

How to Improve Crop Yield: Simple Methods for 2026

How to Increase Crop Yield in India: Proven Farming Strategies for 2026Population growth and climate change are two of the biggest challenges to attaining food security for all and increasing crop yield. According to a United Nations projection, the global population will be around 10 billion by 2050, almost 3 billion more than in 2010, putting a huge strain on resources.Why Increasing Crop Yield Is Critical for Indian FarmersDiscover proven strategies tomaximize crop yield using soil testing, c

English

29 April 2026· 11 min readRead More

Insurance Quotes for Vehicles in India (2026): How to Compare and Choose the Right Cover

Motor Insurance

Insurance Quotes for Vehicles in India (2026): How to Compare and Choose the Right Cover

The vehicle insurance scenario in India is constantly evolving and has become more complex and competitive in 2026, with countless options available to drivers. Understanding the features of these insurance policies, selecting the policy most suitable to your requirement and then comparing insurance quotes effectively is essential for securing the right cover at the best price.What this blog will cover:Why insurance quotes matter in India’s vehicle insurance market.How to get insurance quotes an

English

27 April 2026· 6 min readRead More

Home Fire Insurance for Rural India: Protect Your House and Livelihood with the Right Coverage

Home Fire Insurance for Rural India: Protect Your House and Livelihood with the Right Coverage

A home is more than the walls, roof, floor and the objects that make it a house. Home is the centre of family life in our country and often the foundation of livelihood. Yet, fire accidents remain a serious risk, threatening both property and financial stability. Home fire insurance offers a vital safety net, ensuring protection against unexpected losses.Quick Summary of What This Blog Covers:Why home fire insurance is essential for rural households.Key features of a fire insurance policy in Ind

English

7 April 2026· 6 min readRead More

How Bhavantar Bharpai Yojana Helps Haryana’s Farmers Get Price Stability for Their Crops

How Bhavantar Bharpai Yojana Helps Haryana’s Farmers Get Price Stability for Their Crops

Agriculture is the main occupation of Haryana with about 70% of the population engaged in the activity. Farmers have made Haryana self-sufficient in food production and the second largest contributor to India's central pool of food grains. Yet one of the most pressing challenges they face is the unpredictability of market prices. When supply exceeds demand or when traders exploit the situation, farmers are often forced to sell their produce at rates far below the cost of production.To address th

English

31 March 2026· 8 min readRead More

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