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Kshema General Insurance Limited is registered with and regulated by the Insurance Regulatory and Development Authority of India (IRDAI) under Registration No. 162. The category of its Certificate of Registration is General Insurance, and its Corporate Identity Number is U66000TG2018PLC125484.
The Company is licensed to transact general insurance business in India. Only products for which it holds a valid IRDAI approval are offered for sale on this website and mobile platform.
Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read the sales brochure and the policy wording carefully before concluding a sale.
Benefits, coverages and exclusions summarised on this website and mobile platform are indicative and are provided to help a prospect understand a product. In the event of any inconsistency between this website or mobile platform and the policy wording issued to a policyholder, the policy wording prevails.
The products offered by the Company are contracts of indemnity or of defined benefit against insured risks. They are not investment, savings or deposit products. They carry no assured return, no maturity or survival benefit and no bonus, and nothing on this website or mobile platform should be read as promising a financial return on the premium paid.
Premium indications, quotations and benefit illustrations generated on this website or mobile platform are estimates based on the information entered, and are neither an offer nor an acceptance of risk. Cover begins only once a proposal has been accepted by the Company, the premium has been realised and a policy has been issued.
Claims under government-sponsored crop insurance schemes are governed by the operational guidelines and the notifications issued by the Government of India and the relevant State Government. Entitlement, sum insured and claim computation under those schemes follow the notified parameters, and past scheme outcomes do not indicate what a future season will yield.
The content of this website and mobile platform is published for general information. It is not professional, legal, tax, financial or medical advice, and the Company does not assume liability for any action taken on the basis of it.
While reasonable care is taken to keep this website and mobile platform accurate and current, the Company does not warrant that its content is complete, error-free or available without interruption, and it may be changed without notice.
This website and mobile platform may link to, or carry content from, websites, applications and services operated by third parties, including group companies, distribution partners, insurance repositories, payment gateways and government portals. Each of those destinations is governed by its own terms of use and privacy practices.
The Company does not control, endorse or accept responsibility for the content, availability, accuracy or security of any third-party destination, and the presence of a link does not imply endorsement, affiliation or sponsorship.
Trademarks, logos, images and other intellectual property belonging to other entities are used on this website and mobile platform for informational, educational or illustrative purposes only. They remain the property of their respective owners, and their use does not imply any endorsement, affiliation or sponsorship by those entities.
The trade logo displayed belongs to Kshema Capital Private Limited and is licensed to Kshema General Insurance Limited.
IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
If you receive a call, message or offer that claims to come from the Company and you are unsure whether it is genuine, please report it through our process before acting on it.
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