Protect your Home Building/Flats & Home contents from Fire & Allied Perils
Opt to add personal accident coverage for yourself and your spouse
Available to house/flat owners & tenants
The Kshema Bharat Griha Raksha policy is a comprehensive property insurance policy that protects your home building and its contents from losses due to unexpected events.
Automatic increase of 10% Sum Insured per annum for each policy anniversary.Restoration of Sum Insured in the event of claims throughout the policy period.Loss of Rent and Rent for Alternative AccomodationOption to include valuable contents like jewellery, silverware, curios, precious metals, and stone
Comprehensive home building and contents protection from Fire & Allied Perils
Automatic Sum Insured escalation for long‑term policies, as per policy terms (up to 10% per year, maximum 100%).
Provides loss of rent or rent for alternative accommodation during repair or reinstatement, as per policy terms.
Built‑in cover for General Contents equal to 20% of Home Building Sum Insured, subject to policy limits, when both covers are opted.
Optional Valuable Contents cover available on an agreed value basis.
Covers additional structures such as compound walls, water tanks, solar panels, garage and similar structures, as per policy terms.
Once you purchase our crop insurance policy, we provide clear documentation outlining exactly what protects your harvest and what falls outside the scope.
Comprehensive coverage against a wide range of perils to ensure your business continuity remains uninterrupted.
Need help with finding the best insurance solution ? Our representative will guide you through the plans and help you buy a policy.
