Premium varies based on business type, value at risk, location, and coverage selected
Broad Fire and Allied Perils cover with in‑built extensions for stock, records, debris removal, and professional fees, as per policy terms
SME fire insurance policy for businesses with total value at risk exceeding INR 5 crore and up to INR 50 crore per location
Reinstatement value basis for building, plant and machinery, with defined stock valuation rules for claim settlement
The Kshema Bharat Laghu Udyam Suraksha policy provides comprehensive protection to the hard-earned investments in your small business from loss due to unexpected risks and damages.
Protect your Buildings, Plants, Machinery and other contentsMitigate loss from contracts cancelled due to the damageMultiple locations covered including raw material and stock storages
Understanding these key benefits will help you understand the comprehensive protection offered.
Covers commercial buildings including structure, electrical wiring, plumbing, fixtures, fittings, and additional structures, as per policy terms.
Covers furniture, fixtures, fittings, plant and machinery, computers, and other business contents on a reinstatement value basis.
Covers stock, stock‑in‑process, finished goods, and specific contents with defined valuation rules, as per policy terms.
Includes in‑built covers such as professional fees, debris removal, additions, and temporary stock removal, as per policy terms.
Covers architects’, surveyors’, and consulting engineers’ fees (up to 5%) and debris removal costs (up to 2%), following a covered loss.
Once you purchase our crop insurance policy, we provide clear documentation outlining exactly what protects your harvest and what falls outside the scope.
Comprehensive coverage against a wide range of perils to ensure your business continuity remains uninterrupted.
Need help with finding the best insurance solution ? Our representative will guide you through the plans and help you buy a policy.
