Protects buildings, plant and machinery, stock, furniture, fixtures, and business contents against Fire and Allied Perils
Ideal for micro enterprises with total value at risk up to INR 5 crore per location
Includes in‑built extensions such as temporary stock removal, debris removal, professional fees, and other standard covers, as per policy terms
The Kshema Bharat Sookshma Udyam Suraksha policy provides comprehensive protection to micro enterprises from losses due to unforeseen risks.
Tailored for micro businessesAffordable premiums with customisable add-ons.Protect your Buildings, Plants, Machinery and other contents
Understanding these key benefits will help you understand the comprehensive protection offered under Kshema Bharat Sookshma Udyam Suraksha.
Covers commercial buildings including structure, electrical wiring, plumbing, fixtures, fittings, and additional structures, as per policy terms.
Covers furniture, fixtures, fittings, plant and machinery, computers, and other business contents on a reinstatement value basis.
Covers stock, stock‑in‑process, finished goods, and specific contents with defined valuation rules, as per policy terms.
Includes in‑built covers such as additions, temporary stock removal, professional fees, debris removal, and other extensions, as per policy terms.
Covers architects’, surveyors’, and consulting engineers’ fees (up to 5%) and debris removal costs (up to 2%), following a covered loss, as per policy terms.
Once you purchase our crop insurance policy, we provide clear documentation outlining exactly what protects your harvest and what falls outside the scope.
Comprehensive coverage against a wide range of perils to ensure your business continuity remains uninterrupted.
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