Protects your home building and household contents against Fire and Allied perils under a home insurance policy
Covers structure, permanent fixtures, fittings, and additional structures within the insured premises
Includes debris removal, professional fees, and optional cover for valuable contents, as per policy terms
The Kshema Home Insurance Policy is a comprehensive property insurance policy that protects your home building and its contents from losses due to unexpected events.
Protect your Home Building/Flats & Home contents from Fire & Allied PerilsLoss Of Rent And Rent For Alternative AccommodationsOption to include Valuables contents like Jewellery, Silverware, paintings, works of art, antique items, curios etc
Comprehensive home protection plan for your peace of mind.
Protects the building, internal fixtures, fittings, and specified additional structures within the insured premises.
Covers general household contents with sum insured based on market or reinstatement value, as opted.
Optional protection for high‑value items such as jewellery, artworks, curios, precious metals.
Covers Loss of Rent or Rent for Alternative Accommodation if the home becomes uninhabitable due to a covered loss.
Allows restoration of Sum Insured after a claim, subject to policy terms & conditions and payment of premium.
Clear definitions and a transparent policy structure with elaborate terms and condition
Once you purchase our crop insurance policy, we provide clear documentation outlining exactly what protects your harvest and what falls outside the scope.
Comprehensive coverage against a wide range of perils to ensure your business continuity remains uninterrupted.
Need help with finding the best insurance solution ? Our representative will guide you through the plans and help you buy a policy.
