Personal accident cover designed to provide financial protection in case of accidental death or disability, as mandated under applicable motor insurance regulations.
INR 15 Lakh Compulsory personal accident cover for the owner-driver
Covers death, and disability, as per policy terms
Comprehensive coverage designed for your peace of mind
Kshema Compulsory Personal Accident Policy provides financial protection to the registered owner-driver of a motor vehicle, as mandated under the Motor Vehicles Act, 2019, in case of accidental death or permanent disability arising from an accident involving the insured vehicle.
Covers death and major injuries arising from accidents involving your vehicleCompensation up to ₹15,00,000 based on the type of injuryDirect payout to you or your legal nominee
Mandatory personal accident cover designed to provide financial protection to the owner-driver, as per applicable motor insurance regulations.
Coverage applicable to the registered owner-driver in case of accidental death or permanent disability arising from an accident involving the insured vehicle.
Covers death, permanent total disability, and loss of limbs or eyesight
Claim amount is payable to the insured person or the legal nominee, as applicable.
Offers financial support in case of accidental death or permanent disability of the registered owner-driver, subject to policy conditions
Learn the Basics
Understanding these key terms will help you better understand your Compulsory Personal Accident Policy.
The amount you pay periodically to keep your insurance policy active. It can be paid monthly, quarterly, or annually.
The amount you must pay out of pocket before your insurance coverage kicks in for a claim.
Coverage provided to the registered owner-driver in case of accidental death or permanent disability arising from an accident involving the insured vehicle.
The current market value of your vehicle, which serves as the maximum sum insured under the policy.
Defines the manner or schedule in which benefits are payable for accidental death or permanent disability, as per policy terms.
The period for which the Compulsory Personal Accident cover remains active.
Complete protection including own damage, third-party liability, theft, and natural calamities.
A condition where an injury results in lasting physical impairment, as defined under the policy.
Hassle Free Claims
Our seamless claims process ensures you get back on the road faster. Report, document, and track your claim entirely online with just a few clicks.
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