Third-party liability cover for passenger carrying vehicles like buses, taxis, etc. protects you from financial liability arising from third-party injury, death, or property damage due to an accident involving the vehicle.
Covers third-party injury, death, and property damage, as per policy terms
Personal accident cover of INR 15 Lakh included for the owner driver
Indemnity for authorised drivers operating the vehicle with the owner's permission, subject to policy terms and conditions
The Kshema Passenger Carrying Vehicle Liability Only Policy provides mandatory coverage for legal liabilities arising from accidents involving your insured vehicle — including injury or death of third parties, damage to third-party property, and personal accident cover for the owner-driver.
Fulfills mandatory legal requirement under the Motor Vehicles Act , 2019Covers injury, death, or property damage to third partiesIncludes personal accident coverage for the owner-driver
Third-party liability cover for passenger-carrying vehicles designed to help you meet the mandate under the Motor Vehicles Act, 2019. It provides financial protection to the owner-driver against third-party accident liability.
Protects you, any permitted driver, and even your legal heirs in the event of a genuine claim.
Provides cover to the owner-driver in case of accidental death or disability.
Seamless claims process to minimise disruptions.
Extensive protection at affordable premiums for commercial vehicle owners.
Learn the Basics
Understanding these common terms will help you make better decisions when choosing your car insurance policy.
Covers damage or injuries caused to another person or property by your insured vehicle.
A discount on premium for claim-free years
Covers damage to your vehicle due to accidents, fire or natural disasters.
The amount you pay for an insurance policy
The maximum amount you will get in case of total loss or theft of your vehicle.
The amount you must pay before your insurance claim is processed.
Hassle Free Claims
Our seamless claims process ensures you get back on the road faster. Report, document, and track your claim entirely online with just a few clicks.
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