Multi-year third‑party liability cover for two-wheeler vehicles that protects you from financial liability arising from third‑party injury, death, or property damage due to an accident.
Covers third‑party injury, death, and property damage, as per policy terms
Personal accident cover of INR 15 Lakh included for the owner driver
INR 1 Lakh passenger personal accident cover included
Multi-year policy, no yearly renewal needed
The Kshema Two-wheeler Liability Only Policy is a multi-year policy that safeguards you against legal liabilities arising from accidents involving your two-wheeler vehicle. It covers third-party injury, death, or property damage, while ensuring compliance with the Motor Vehicles Act, 2019. No annual renewals, just long-lasting peace of mind.
Meets the mandatory legal requirement under the Motor Vehicles Act, 2019Covers injury, death, or property damage caused to third partiesIncludes personal accident coverage for the owner-driverIncludes personal accident coverage for unnamed passenger
Multi-year third‑party liability cover designed to help you meet the mandate mandate under the Motor Vehicles Act, 2019, while providing financial protection to the owner‑driver against third‑party accident liabilities for a tenure of 5 years.
Ensures you meet all statutory third-party insurance norms
Financial protection for serious injuries or death of the owner-driver.
Covers cost of court proceedings and representation
Avoid annual renewals and premium hikes.
Learn the Basics
| Feature / Coverage | Two-wheeler Liability Only | Two-wheeler Long-term Liability Only |
|---|---|---|
| Mandatory by Law? | Yes | Yes |
| Third Party Injury/ Death | Covered | Covered |
| Third Party property damage liability | Covered | Covered |
| Policy Tenure | 1 Year | Multi-year |
| Renewal | Annual Renewal required | One time purchase for long-term coverage |
Learn the Basics
Understanding these common terms will help you make better decisions when choosing your car insurance policy.
Covers damage or injuries caused to another person or property by your insured vehicle.
A discount on premium for claim-free years
Covers damage to your vehicle due to accidents, fire or natural disasters.
The amount you pay for an insurance policy
The maximum amount you will get in case of total loss or theft of your vehicle.
The amount you must pay before your insurance claim is processed.
Hassle Free Claims
Our seamless claims process ensures you get back on the road faster. Report, document, and track your claim entirely online with just a few clicks.
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