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PMFBY (Pradhan Mantri Fasal Bima Yojana) is India’s government-backed crop insurance scheme designed to protect farmers against crop loss due to natural risks such as drought, flood, and hailstorm.
This guide explains PMFBY crop insurance for 2026, including premium rates, crops covered, eligibility, and the claim process. It also covers how farmers can check PMFBY status, last application dates, and where beneficiary or village-wise information is published (state-wise).
A single bad season can create heavy financial pressure for farmers due to unpredictable rainfall, pest attacks or crop diseases. PMFBY crop insurance 2026 helps reduce this risk by protecting farmers against major crop losses. In this guide, you will learn how to check the PMFBY last date (including Rabi 2026), how to check PMFBY status in India, who is eligible, how to confirm the village list, and how Kshema supports farmers throughout the PMFBY process.
The PMFBY scheme is active for 2026, but its status changes state‑wise and season‑wise. Each state releases a PMFBY notification listing:
Farmers should check their state agriculture department, bank branch, co‑operative society or CSC centre to confirm whether PMFBY is open for their crop and village.
PMFBY last dates are not uniform across India. Each state notifies its own enrollment cut-off dates for Kharif and Rabi seasons.
Rabi deadlines vary across states. Always refer to your state’s Rabi 2026 PMFBY notification to check the exact last date for your district and crop.
Each state publishes a list of notified villages covered under PMFBY. Steps to check the village list
This ensures you apply only for crops covered in your area.
Farmers can apply if they:
Eligible categories include:
Farmers must ensure their land records, sowing details and bank account details are accurate at the time of enrolment.
A single bad season can create heavy financial pressure for farmers due to unpredictable rainfall, pest attacks or crop diseases. PMFBY crop insurance 2026 helps reduce this risk by protecting farmers against major crop losses. In this guide, you will learn how to check the PMFBY last date (including Rabi 2026), how to check PMFBY status in India, who is eligible, how to confirm the village list, and how Kshema supports farmers throughout the PMFBY process.
The PMFBY scheme is active for 2026, but its status changes state‑wise and season‑wise. Each state releases a PMFBY notification listing:
Farmers should check their state agriculture department, bank branch, co‑operative society or CSC centre to confirm whether PMFBY is open for their crop and village.
PMFBY last dates are not uniform across India. Each state notifies its own enrollment cut-off dates for Kharif and Rabi seasons.
Rabi deadlines vary across states. Always refer to your state’s Rabi 2026 PMFBY notification to check the exact last date for your district and crop.
Each state publishes a list of notified villages covered under PMFBY. Steps to check the village list
This ensures you apply only for crops covered in your area.
Farmers can apply if they:
Eligible categories include:
Farmers must ensure their land records, sowing details and bank account details are accurate at the time of enrolment.
But what if there was a safety net, a shield against these uncertainties? Pradhan Mantri Fasal Bima Yojana (PMFBY), the world’s largest crop insurance scheme, is performing this role admirably while quietly revolutionising farmer wellbeing across India.
Apply for PMFBY crop insurance in minutes:
Farming in India is becoming increasingly uncertain due to erratic weather, rising input costs and crop losses. A single failed season can push families into debt or distress. PMFBY helps reduce this burden by offering financial support when crops are damaged, allowing farmers to recover faster and continue farming confidently.
Launched in 2016, PMFBY replaced older, less effective schemes with a more farmer-friendly approach. The core idea is simple: provide financial support to farmers suffering crop loss or damage arising out of unforeseen events. It covers a wide range of perils, from natural calamities to pest attacks, and offers comprehensive risk coverage.
The most significant aspect is the low premium rates for farmers
Since its inception:
PMFBY Claim Statistics: 2024–2025:
These figures aren’t just statistics. They represent families able to rebuild, children continuing their education, and communities with a renewed sense of security.
PMFBY is especially beneficial for small and marginal farmers. Here’s why it’s a game-changer for them.
Imagine the relief of knowing that even if the rains fail or a hailstorm strikes, your family won’t be plunged into destitution. This scheme isn’t just about financial payouts; it’s about restoring dignity, reducing anxiety, and empowering farmers to continue their vital work with renewed confidence.
Kshema General Insurance helps farmers enrol easily and receive timely claim support. Through field teams, satellite-based assessments and digital tools, Kshema simplifies the PMFBY process for farmers. In recent seasons, Kshema has supported lakhs of farmers across India with enrolment help, awareness programmes and improved claim processing.
While PMFBY provides the framework, its successful implementation relies on dedicated partners. This is where insurance providers like Kshema General Insurance play a crucial role. Kshema has been instrumental in bridging the gap between the scheme and farmers, particularly in underserved regions.
In the 2023–24 Kharif season, Kshema processed 581,606 applications and disbursed INR 160+ crore in claims across the three districts of Sri Ganganagar, Bundi, and Alwar only in Rajasthan.
In states from some of the biggest like Uttar Pradesh, Madhya Pradesh, Karnataka, and Telangana to smaller states like Manipur and union territory like Andaman, Kshema has actively worked with thousands of farmers, ensuring they understand and benefit from PMFBY and its associate product RWBCIS. In a recent season, Kshema facilitated the enrolment of over 5 lakh farmers, processing claims worth INR 500 crore, demonstrating its efficiency and reach in ensuring farmers receive timely compensation.
Despite challenges, —including misinformation and resistance during field surveys, —Kshema remains committed to ensuring that every legitimate claim is settled swiftly, safeguarding both farmers and public funds.
PMFBY is more than financial protection—it encourages farmers to adopt better practices, invest in better seeds and manage climate risks confidently. Kshema supports this effort through farmer education, field support and digital tools that help farmers make informed decisions.
But what if there was a safety net, a shield against these uncertainties? Pradhan Mantri Fasal Bima Yojana (PMFBY), the world’s largest crop insurance scheme, is performing this role admirably while quietly revolutionising farmer wellbeing across India.
Apply for PMFBY crop insurance in minutes:
Farming in India is becoming increasingly uncertain due to erratic weather, rising input costs and crop losses. A single failed season can push families into debt or distress. PMFBY helps reduce this burden by offering financial support when crops are damaged, allowing farmers to recover faster and continue farming confidently.
Launched in 2016, PMFBY replaced older, less effective schemes with a more farmer-friendly approach. The core idea is simple: provide financial support to farmers suffering crop loss or damage arising out of unforeseen events. It covers a wide range of perils, from natural calamities to pest attacks, and offers comprehensive risk coverage.
The most significant aspect is the low premium rates for farmers
Since its inception:
PMFBY Claim Statistics: 2024–2025:
These figures aren’t just statistics. They represent families able to rebuild, children continuing their education, and communities with a renewed sense of security.
PMFBY is especially beneficial for small and marginal farmers. Here’s why it’s a game-changer for them.
Imagine the relief of knowing that even if the rains fail or a hailstorm strikes, your family won’t be plunged into destitution. This scheme isn’t just about financial payouts; it’s about restoring dignity, reducing anxiety, and empowering farmers to continue their vital work with renewed confidence.
Kshema General Insurance helps farmers enrol easily and receive timely claim support. Through field teams, satellite-based assessments and digital tools, Kshema simplifies the PMFBY process for farmers. In recent seasons, Kshema has supported lakhs of farmers across India with enrolment help, awareness programmes and improved claim processing.
While PMFBY provides the framework, its successful implementation relies on dedicated partners. This is where insurance providers like Kshema General Insurance play a crucial role. Kshema has been instrumental in bridging the gap between the scheme and farmers, particularly in underserved regions.
In the 2023–24 Kharif season, Kshema processed 581,606 applications and disbursed INR 160+ crore in claims across the three districts of Sri Ganganagar, Bundi, and Alwar only in Rajasthan.
In states from some of the biggest like Uttar Pradesh, Madhya Pradesh, Karnataka, and Telangana to smaller states like Manipur and union territory like Andaman, Kshema has actively worked with thousands of farmers, ensuring they understand and benefit from PMFBY and its associate product RWBCIS. In a recent season, Kshema facilitated the enrolment of over 5 lakh farmers, processing claims worth INR 500 crore, demonstrating its efficiency and reach in ensuring farmers receive timely compensation.
Despite challenges, —including misinformation and resistance during field surveys, —Kshema remains committed to ensuring that every legitimate claim is settled swiftly, safeguarding both farmers and public funds.
PMFBY is more than financial protection—it encourages farmers to adopt better practices, invest in better seeds and manage climate risks confidently. Kshema supports this effort through farmer education, field support and digital tools that help farmers make informed decisions.
As India continues to grapple with the challenges of climate change, food security, and rural distress, Pradhan Mantri Fasal Bima Yojana (PMFBY) gives hope to millions of farmers. With continued support from stakeholders like Kshema, the scheme is evolving to become more inclusive, efficient, and responsive to farmers’ needs.
At Kshema, we believe that every farmer deserves protection, dignity, and peace of mind. Our work under PMFBY is a testament to this belief—a commitment to transforming agriculture from a gamble into a secure and rewarding profession.
The story of PMFBY is not just about numbers and policies. It is about the millions of farmers who sleep better at night, knowing that their crops, their incomes, and their futures are protected. And in that story, Kshema is proud to play an impactful role. For a broader perspective on how agricultural insurance is evolving to support farmers across India,read this analysis by The Hindu BusinessLine on transforming India’s insurance landscape.
PMFBY (Pradhan Mantri Fasal Bima Yojana) is India’s crop insurance scheme. In 2026,Farmers growing notified crops.
Download the Kshema app, select your state and crop, upload land records, and submit your application before the seasonal deadline.
Both Kharif and Rabi crops are covered.
Natural calamities, pests, and crop diseases.
Farmers can apply through banks, CSC centers, or the official PMFBY portal.
PMFBY (Pradhan Mantri Fasal Bima Yojana) is India’s crop insurance scheme. In 2026,Farmers growing notified crops.
Download the Kshema app, select your state and crop, upload land records, and submit your application before the seasonal deadline.
Both Kharif and Rabi crops are covered.
Natural calamities, pests, and crop diseases.
Farmers can apply through banks, CSC centers, or the official PMFBY portal.
“We do not assume any liability for any actions undertaken based on the information provided here. The information gathered from various sources and are displayed here for general guidance and does not constitute any professional advice or warranty of any kind.”
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