Premium Starts at Just INR 1076
Daily cash payment for every 24 hours of hospitalisation
Optional double payout for either ICU or hospitalisation due to accidents
Option to include maternity hospitalisation
This benefit applies to hospitalisation due to illness, disease, or accidental injury.
Kshema Hospi DinDhan Suraksha is a daily cash benefit plan designed to ease your financial burden in case of hospitalisation, as per the policy terms and conditions.
Whether it's an accident, illness, or maternity, we help you recover with confidence.
Optional Covers
Coverage for individuals and/or family members (multi-individual)No pre-policy checks requiredSimple enrolment proces
Traditional medical insurance covers hospital bills, but it doesn't account for the hidden day-to-day expenses that come with being hospitalised. Kshema Hospi DinDhan Suraksha ensures you have cash in hand when you need it most.
Hospitalisation leads to unplanned non-medical expenses that standard healthcare insurance doesn't cover, leaving you to pay out of pocket. Kshema Hospi DinDhan Suraksha helps bridge this gap.
Daily cash support helps offset the temporary loss of income for your family while also covering essentials like attendants, transport, and food.
ICU or accidental hospitalisation results in significantly higher daily expenses. Optional add-ons like ICU or Accident cover offer double payment to strengthen your financial protection during critical situations.
This plan supplements your existing medical insurance, giving you an extra layer of financial security during challenging times.
Hospi DinDhan Suraksha - Key Benefits
Understanding these key benefits will help you realize the comprehensive protection offered by Kshema HospiCash.
Daily Hospital Cash for every completed 24 hours of hospitalisation
Additional 100% of base daily cash for ICU days
100% extra daily cash for accident hospitalisation
Daily Cash Limit based on plan of your choice
Benefit for childbirth-related hospitalisation (max 5 days retail; waiting period 9 months)
Our Offerings
Choose between tailored individual coverage or comprehensive group solutions.
Daily cash cover for hospitalisation daysOptional ICU, Accidental, and Maternity add-onsOne-day deductible applies for each claim
Flexible daily cash benefit for diverse groupsOptional covers: ICU, Accidental and MaternityCustomisable deductible and benefit optionsChoose the right HospiCash plan that fits your needs. Whether you are an individual or looking for group coverage, we have you covered.
| Feature / Coverage | Retail Plan | Group Plan |
|---|---|---|
| Daily Hospital Cash | Covered | Covered |
| ICU HospiCash | Optional | Optional |
| Accidental HospiCash | Optional | Optional |
| Maternity HospiCash | Optional | Optional |
| Policy Term | 1 year | 1 year |
| Eligible Members | Individuals & Families | Groups, Employers, Associations |
Calculate your health insurance premium online in 2 mins. Here's how our premium is calculated based on these factors
Choose your per-day hospital payout amount based on your coverage needs.
Daily Coverage₹1000 - ₹2000
Premium changes based on optional covers you choose to add.
Premium varies depending on the age of the person insured.
Age16 - 70
Get a discount when multiple family members buy individual policies together.
Family Discount5 %
Daily cash benefit plan designed for peace of mind during hospitalisation.
Receive a fixed daily cash payout for every completed 24 hours of hospitalisation. Use it for any essential expense.
Get double the daily cash benefit during ICU admissions or accident-related hospitalisation. Both are optional covers that provide enhanced financial protection when you need it most.
Enjoy a smooth and simple enrolment process with no pre-policy medical checks, ensuring quick access to coverage for you and your family.
Receive fixed daily cash payout for maternity-related hospitalisation for up to 5 days, with a 9-month waiting period.
See a list of hospitals affiliated to our Policy
Hassle Free Claims
Our seamless claims process ensures you get back on the road faster. Report, document, and track your claim entirely online with just a few clicks.
Need help with finding the best insurance solution? Our representative will guide you through the plans and help you buy a policy.
