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Kshema General Insurance

IRDAI Reg No. 162 | Category of Certificate of Registration: General Insurance | CIN: U66000TG2018PLC125484

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Kshema General Insurance Limited #413, 4th Floor, My Home Tycoon, Kundan Bagh, Begumpet, Hyderabad, Telangana - 500016, India

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BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale.

Trade logo displayed above belongs to Kshema Capital Private Limited and is licensed to Kshema General Insurance Limited.

Press Release

Press Release

  • How Does Crop Insurance Work? Understanding the Basics and Benefits for Farmers
    Crop Insurance

    How Does Crop Insurance Work? Understanding the Basics and Benefits for Farmers

    How Does Crop Insurance Work? A Complete Guide for FarmersCrop insurance works by compensating farmers financially when their crops are damaged due to natural risks like drought, flood, pests, or disease. If you’re wondering how does crop insurance work, this guide explains the complete process in simple terms—from buying a policy to receiving a claim payout.In this guide, you’ll understand:What crop insurance means in agricultureHow crop insurance works step by stepWhat losses and crops are cov

    • English
    22 April 2025· 8 min readRead More
  • Perils Covered Under Crop Insurance Policies: A Complete Farmer Guide
    Crop Insurance

    Perils Covered Under Crop Insurance Policies: A Complete Farmer Guide

    Crop insurance policies help farmers protect their crops from sudden and unpredictable events such as floods, cyclones, hailstorms and animal attacks. Small and large farmers across India face rising climate risks, and understanding what perils are covered is essential for securing farm income. This guide clearly explains the major perils covered under crop insurance policies and how Kshema’s crop insurance policies ensures farmers stay financially protected.Farmers cannot always predict weather

    • English
    16 April 2025· 8 min readRead More
  • Cyclone Safety Tips for Farmers: Ensuring Crop Protection Amidst Storms
    Crop Insurance

    Cyclone Safety Tips for Farmers: Ensuring Crop Protection Amidst Storms

    Cyclone Safety Tips for Farmers: Protecting Crops and LivelihoodsCyclones pose a significant threat to farmers, causing widespread crop damage, infrastructure, and livelihoods. With unpredictable weather patterns becoming more frequent due to climate change, it’s crucial to implement effective strategies to safeguard crops and minimise losses.This blog provides cyclone safety tips for farmers to enhance preparedness, reduce risks, and ensure the protection of both crops and agricultural assets.

    • English
    11 April 2025· 6 min readRead More
  • Top 5 Reasons Farmers Should Use Mobile Apps for Crop Insurance
    Crop Insurance

    Top 5 Reasons Farmers Should Use Mobile Apps for Crop Insurance

    How Mobile Apps Make Crop Insurance Easier for FarmersMobile apps for crop insurance are helping farmers access protection quickly and easily, without paperwork or office visits. With changing weather, rising risks and busy farming schedules, digital crop insurance has become essential for small farmers. In this guide, we explain how mobile apps for crop insurance make buying policies, filing claims and tracking updates simple and farmer friendly.1.Easy Access with Mobile Crop Insurance AppsOne

    • English
    4 April 2025· 11 min readRead More
  • How to Use the Kshema App for Crop Insurance: A Quick Guide for Farmers
    Crop Insurance

    How to Use the Kshema App for Crop Insurance: A Quick Guide for Farmers

    Crop insurance is a crucial safety net for small and marginal farmers, especially when weather, pests or sudden disasters destroy crops. Using the Kshema App for Crop Insurance easy because farmers can buy cover, upload evidence and check claim status directly from their phones. This guide explains how farmers can use the Kshema App for Crop Insurance step by step to access crop insurance quickly and without paperwork.Why Farmers Need Easy Access to Kshema App for Crop InsuranceSmall farmers oft

    • English
    26 March 2025· 8 min readRead More
  • Why It is Important to Regularly Check Your Crop Insurance Status
    Crop Insurance

    Why It is Important to Regularly Check Your Crop Insurance Status

    Farmers face unpredictable weather, rising cultivation costs, and seasonal risks. In such situations, crop insurance provides essential financial protection — but it works only when your crop insurance status is active and error‑free. Many farmers lose claim benefits simply because they do not check their policy status on time.This blog explains why tracking your crop insurance status is crucial, how it affects claims, and the easiest ways to stay updated across every sowing season.Quick Summary

    • English
    13 March 2025· 6 min readRead More
  • How the Adoption of Crop Insurance can Empower Farmers
    Crop Insurance

    How the Adoption of Crop Insurance can Empower Farmers

    Farmers face increasing climate variability, input cost pressures, and market uncertainty. Adopting crop insurance is one of the most practical strategies to protect farm incomes and enable investment in productivity. This article explains the benefits of crop insurance for farmers, how modern agricultural insurance in India (and beyond) works, and practical steps farmers and agribusinesses can take to get covered quickly and affordably.Read on for a guide that helps farmers, advisors, and polic

    • English
    4 March 2025· 16 min readRead More
  • When to File a Crop Insurance Claim and Key Actions to Take
    Crop Insurance

    When to File a Crop Insurance Claim and Key Actions to Take

    Knowing exactly when and how to file a Crop Insurance Claim can be the difference between a smooth payout and a rejected request. If your crops are hit by heavy rain, flood, drought, hail, pest attack, or sudden windstorm (aandhi/andhori), act fast. This guide explains the right time windows, step‑by‑step claim process (including PMFBY claim online), documents, and how to check your agriculture insurance company claim status—so you can recover quickly and protect the next season.File immediately

    • English
    21 February 2025· 11 min readRead More
  • Kshema: The Crop Insurance Company for Your Needs
    Crop Insurance

    Kshema: The Crop Insurance Company for Your Needs

    Agriculture is India’s major economic activity with approximately 55 percent of its workforce engaged in agriculture or allied activities while small and marginal farmers constitute over 85% of this population. These farmers, owning less than 5 acres of land, play a vital role in ensuring the nation’s food security. However, they are also most vulnerable to risks, including unpredictable weather and fluctuating market prices. For such small farmers, protection is crucial because even a single cr

    • English
    7 February 2025· 7 min readRead More
  • Proven Ways to Protect Crops from Heavy Rain and Water Damage
    Crop Insurance

    Proven Ways to Protect Crops from Heavy Rain and Water Damage

    Agriculture is India’s major economic activity with approximately 55 percent of its workforce engaged in agriculture or allied activities while small and marginal farmers constitute over 85% of this population. These farmers, owning less than 5 acres of land, play a vital role in ensuring the nation’s food security. However, they are also most vulnerable to risks, including unpredictable weather and fluctuating market prices. For such small farmers, protection is crucial because even a single cr

    • English
    27 January 2025· 7 min readRead More
  • How Crop Protection Solutions and Crop Insurance Work Together for Agricultural Success
    Crop Insurance

    How Crop Protection Solutions and Crop Insurance Work Together for Agricultural Success

    Agriculture is India’s major economic activity with approximately 55 percent of its workforce engaged in agriculture or allied activities while small and marginal farmers constitute over 85% of this population. These farmers, owning less than 5 acres of land, play a vital role in ensuring the nation’s food security. However, they are also most vulnerable to risks, including unpredictable weather and fluctuating market prices. For such small farmers, protection is crucial because even a single cr

    • English
    17 January 2025· 6 min readRead More
  • Effects of Hailstorm on Crops: Risks, Impact & Protection Guide
    Crop Insurance

    Effects of Hailstorm on Crops: Risks, Impact & Protection Guide

    Effects of hailstorm can cause instant and severe crop damage—breaking stems, bruising leaves, destroying flowers and reducing overall yield. Small and marginal farmers are especially vulnerable because even one hailstorm can wipe out an entire season’s effort. This guide explains how hailstorms affect crops, common risks for farmers, protection methods and how crop insurance helps reduce financial loss.Agriculture is India’s major economic activity with approximately 55 percent of its workforce

    • English
    10 January 2025· 9 min readRead More
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