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IRDAI Reg No. 162 | Category of Certificate of Registration: General Insurance | CIN: U66000TG2018PLC125484

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Showing 88 articles

Motor Insurance in India 2026: What It Covers, What It Doesn’t & Why It’s Essential
Motor Insurance

Motor Insurance in India 2026: What It Covers, What It Doesn’t & Why It’s Essential

In 2026, motor insurance is your primary defense against soaring repair costs and legal liabilities on Indian roads.However, motor insurance plays a far more significant role in protecting drivers, passengers, and even pedestrians from the unpredictable risks of Indian roads.In this blog, we will explore what motor insurance covers, what it doesn’t, and why motor insurance is so important in India today.Motor Insurance 2026 — Quick SummaryThird‑party insurance is mandatory under the Motor Vehicl

  • English
25 March 2026· 9 min readRead More
Personal Accident Cover for Farmers in India: How to Choose the Best Accidental Insurance Plan
Health Insurance

Personal Accident Cover for Farmers in India: How to Choose the Best Accidental Insurance Plan

Agriculture is a major driver of the Indian economy, but it also exposes farmers to daily risks from machinery, animals ,unpredictable weather and road travel. To stay financially protected, farmers increasingly rely on personal accident cover, which supports their families in case of accidental injury, disability or death.This blog explains why farmers need it, what features to check, and how to select the best accidental insurance plan for their needs.Why Farmers Need Personal Accident CoverAg

  • English
10 March 2026· 7 min readRead More
Weather Based Crop Insurance Scheme vs Traditional Crop Insurance
Crop Insurance

Weather Based Crop Insurance Scheme vs Traditional Crop Insurance

Crop insurance has long been a cornerstone of agricultural risk management, offering farmers protection against the uncertainties of nature. In India and across the globe, two prominent models dominate the landscape: the weather based crop insurance scheme and Traditional crop insurance. While both aim to safeguard farmers’ livelihoods, they differ significantly in design, implementation, and effectiveness.This blog explores these differences, weighing the advantages and limitations of each, and

  • English
3 March 2026· 6 min readRead More
Mark Farm in Kshema App (2026): Simple Step‑by‑Step Guide for Farmers
Crop Insurance

Mark Farm in Kshema App (2026): Simple Step‑by‑Step Guide for Farmers

Digital tools are changing farming, and the Kshema App is one such innovation that makes crop insurance simple and accurate. One of the most important features in the app is Mark Farm, which helps you map your land correctly. When your farm is marked properly, your insurance cover becomes accurate and your claims are processed smoothly.Before you begin, you can also readhow Kshema crop insurance works for better understanding.Why the" Mark Farm" Feature MattersAccurate protection: By marking you

  • English
25 February 2026· 6 min readRead More
How Farmers Can Complete KYC Easily Using the Kshema App Before the agricultural season
Crop Insurance

How Farmers Can Complete KYC Easily Using the Kshema App Before the agricultural season

Many farmers carefully prepare their fields before the season, but forget one important step – completing KYC for crop insurance. Missing or incorrect KYC details can delay or even stop claim payouts when farmers need support the most. With Kshema App KYC, this process becomes simple, fast and fully digital. In this blog, we explain why KYC is important, how farmers can complete KYC on the Kshema app step by step, common mistakes to avoid, and tips to finish verification before the agricultural

  • English
17 February 2026· 8 min readRead More
How to Check Crop Loan Status in Telangana Online: Complete Farmer Guide
Crop Insurance

How to Check Crop Loan Status in Telangana Online: Complete Farmer Guide

Farmers in Telangana can check their crop loan status online through official government and banking portals. By using details such as Farmer ID, Aadhaar number, or loan account number, farmers can easily track the current status of their crop loan. This guide explains how to check crop loan status in Telangana step by step.This simple guide explains how to check crop loan status in Telangana, the documents you need, common problems you may face and how knowing your loan status early can help yo

  • English
10 February 2026· 9 min readRead More
Benefits of Insurance to Farmers: Why It Is Important Today
Crop Insurance

Benefits of Insurance to Farmers: Why It Is Important Today

Farmers face unpredictable weather, rising costs and uncertain markets. A single flood, drought or pest attack can end an entire season’s effort. This is where insurance becomes essential. The benefits of insurance to farmers go beyond compensation—they provide stability, confidence and long‑term security. Insurance helps protect crops, livestock, machinery and income, allowing farmers to continue their operations even after major losses. In this guide, we explain the key benefits of insurance t

  • English
3 February 2026· 8 min readRead More
What Is a Comprehensive Crop Insurance Scheme and How It Works
Crop Insurance

What Is a Comprehensive Crop Insurance Scheme and How It Works

Crop losses can wipe out an entire season’s income. A well-structured agricultural insurance policy protects farmers against such shocks. This guide explains Comprehensive Crop Insurance in India—what it covers, how it works today and how the original Comprehensive Crop Insurance Scheme (CCIS) introduced in 1985 laid the foundation for present-day programs. If you’re comparing benefits, exclusions, premiums, or claim triggers, you’ll find clear, India-specific answers here.Crop insurance is one

  • English
27 January 2026· 9 min readRead More
Advantages of Crop Insurance in India: How it Protects Farmers Income
Crop Insurance

Advantages of Crop Insurance in India: How it Protects Farmers Income

Crop insurance is a practical safety net for India’s farmers, reducing income volatility from weather shocks, pests and market disruptions. By shifting part of production risk to an insurer, crop insurance supports timely recovery, keeps credit cycles stable, and encourages investment in better inputs and practices. For smallholders and larger farms alike, understanding scheme features and enrolment options is the first step to building resilient agriculture.Understanding the advantages ofcrop i

  • English
20 January 2026· 8 min readRead More
How Farming Systems and Sustainable Agriculture Boost Yield and Income for Small Farmers
Crop Insurance

How Farming Systems and Sustainable Agriculture Boost Yield and Income for Small Farmers

Small-scale farmers are the backbone of India’s agriculture sector, yet they face rising challenges such as unpredictable weather, increasing input costs and limited access to markets. In this situation, adopting a farming system and sustainable agriculture approach becomes essential. This approach views the farm as an interconnected ecosystem that links crops, livestock, soil, water and human effort. By adopting sustainable farming practices and integrated farming systems, smallholders can impr

  • English
13 January 2026· 7 min readRead More
Effects of Heat Waves on Rabi Crops: Yield Risks, Wheat Impact & Farmer Protection in 2026
Crop Insurance

Effects of Heat Waves on Rabi Crops: Yield Risks, Wheat Impact & Farmer Protection in 2026

Introduction:Climate change is intensifying extreme temperatures across India, and the effects of heat waves are now impacting Rabi crops more severely. Wheat, mustard, gram (chickpea) and barley all suffer when temperatures rise suddenly, especially during flowering and grain filling. Farmers face shrinking grain size, rapid crop maturity, higher irrigation needs and lower market returns.Many also report faster soil moisture loss and reduced grain quality. This blog explains the major Rabi crop

  • English
6 January 2026· 8 min readRead More
Top 5 Mistakes Farmers Make When Filing Crop Insurance Claims
Crop Insurance

Top 5 Mistakes Farmers Make When Filing Crop Insurance Claims

For farmers in India, a crop insurance claim is more than a formality—it is essential protection against unpredictable weather, pest attacks and natural disasters. A correctly filing claims helps farmers recover losses quickly, but even small errors can lead to denial or reduced compensation. Missed reporting deadlines, incorrect documents and unverified enrolment are some of the most common PMFBY claim mistakes.This blog explains the top five crop insurance claim errors farmers should avoid and

  • English
30 December 2025· 7 min readRead More
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