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IRDAI Reg No. 162 | Category of Certificate of Registration: General Insurance | CIN: U66000TG2018PLC125484

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How to Handle Monsoon Challenges During the Kharif Season
Crop Insurance

How to Handle Monsoon Challenges During the Kharif Season

8 Smart Ways to Handle Monsoon Challenges in Kharif Season 2026Summary: The Kharif season depends on the monsoon, but erratic rainfall and pest outbreaks can threaten crops. This guide offers 8 smart strategies—like seed treatment, drainage planning, and crop insurance—to help Indian farmers protect their harvest and income. Kharif is the most crucial season in India’s agricultural calendar. Beginning with the onset of the southwest monsoon around June and extending until October, it marks the s

  • English
10 June 2025· 6 min readRead More
Smart Farming and Digital Agriculture: A New Era in Farming Practices
Crop Insurance

Smart Farming and Digital Agriculture: A New Era in Farming Practices

Smart Farming and Digital Agriculture: Transforming India’s Fields into the FutureAgriculture has been India’s primary economic activity, supporting the largest section of the population. But despite its importance, farming methods have largely remained traditional, leaving farmers vulnerable to factors beyond their control — unpredictable weather, market volatility, and pest outbreaks.However, the digital revolution, sweeping the globe is impacting every aspect of our lives, including agricultu

  • English
3 June 2025· 5 min readRead More
AI in Agriculture: Transforming Indian Farming in 2026
Crop Insurance

AI in Agriculture: Transforming Indian Farming in 2026

AI in Agriculture in India – Key Uses in 2026AI in Agriculture is transforming Indian farming in 2026. From smarter crop planning to risk alerts, AI helps farmers boost yields, cut costs, and stay resilient against climate challenges. This guide explains why AI matters, the latest trends, and practical steps you can take today.How AI in Agriculture is Driving India’s Digital Farming RevolutionIndia's agricultural sector, employing over half of the country’s workforce, has historically depended o

  • English
27 May 2025· 8 min readRead More
Kharif Season 2026 in India: Complete Farm Preparation Guide for Success
Crop Insurance

Kharif Season 2026 in India: Complete Farm Preparation Guide for Success

7 Smart Ways to Prepare Your Farm for Kharif Season 2026The Kharif season 2026 is crucial for Indian farmers, as timely farm preparation directly impacts yield and crop health.This guide covers soil preparation, seed selection, water management, weather readiness, and risk planning to help farmers prepare effectively for the Kharif season.Kharif Season 2026: Farm Preparation ChecklistUse this simple checklist to ensure your farm is fully prepared before sowing in the Kharif season 2026.Understan

  • English
20 May 2025· 8 min readRead More
Climate-Smart Agriculture: The Key to Sustainable Growth in the Face of Climate Change
Crop Insurance

Climate-Smart Agriculture: The Key to Sustainable Growth in the Face of Climate Change

Climate-Smart Agriculture: Benefits, Importance Sustainable PracticesAs the world grapples with the accelerating impact of climate change, agriculture stands at the forefront of both — challenges as well as solutions. Farmers, particularly small holders, are facing disruptions caused by unpredictable weather, extreme climate, and frequent calamities. While these challenges are undeniable, there’s an innovative approach offering hope:At Kshema, we understand sustainability, resilience, and produc

  • English
13 May 2025· 7 min readRead More
How to Ensure Your Crop Rotation Practices Align with Insurance Policies
Crop Insurance

How to Ensure Your Crop Rotation Practices Align with Insurance Policies

How Crop Rotation Practices Strengthen Farming and Align with Insurance Policies in 2026Summary: Crop rotation helps break pest cycles, improves soil nutrients, and may reduce farming risks, supporting better insurance planning and crop selection.Crop rotation is a fundamental agricultural practice that helps in enhancing soil health, managing pests, and improving yields. However, farmers often overlook an essential aspect of this technique: its alignment with their crop insurance policy. Ensuri

  • English
6 May 2025· 7 min readRead More
Crop Insurance in India 2026: Eligibility, Schemes & Farmer Guide
Crop Insurance

Crop Insurance in India 2026: Eligibility, Schemes & Farmer Guide

Am I eligible for crop insurance? (1‑minute checklist)Farmer type: Landowner / Tenant (valid lease) / SharecropperInsurable crop grown in notified areaSowing within the notified windowDocuments ready: Aadhaar, bank details, land record or leasePremium can be paid before the last dateIntroductionCrop insurance eligibility in India depends on the crop, season, and valid land or tenancy records. Both loanee and non-loanee farmers can apply if they meet notified criteria for the season.Farmers who o

  • English
29 April 2025· 6 min readRead More
How Does Crop Insurance Work? Understanding the Basics and Benefits for Farmers
Crop Insurance

How Does Crop Insurance Work? Understanding the Basics and Benefits for Farmers

How Does Crop Insurance Work? A Complete Guide for FarmersCrop insurance works by compensating farmers financially when their crops are damaged due to natural risks like drought, flood, pests, or disease. If you’re wondering how does crop insurance work, this guide explains the complete process in simple terms—from buying a policy to receiving a claim payout.In this guide, you’ll understand:What crop insurance means in agricultureHow crop insurance works step by stepWhat losses and crops are cov

  • English
22 April 2025· 8 min readRead More
Perils Covered Under Crop Insurance Policies: A Complete Farmer Guide
Crop Insurance

Perils Covered Under Crop Insurance Policies: A Complete Farmer Guide

Crop insurance policies help farmers protect their crops from sudden and unpredictable events such as floods, cyclones, hailstorms and animal attacks. Small and large farmers across India face rising climate risks, and understanding what perils are covered is essential for securing farm income. This guide clearly explains the major perils covered under crop insurance policies and how Kshema’s crop insurance policies ensures farmers stay financially protected.Farmers cannot always predict weather

  • English
16 April 2025· 8 min readRead More
Cyclone Safety Tips for Farmers: Ensuring Crop Protection Amidst Storms
Crop Insurance

Cyclone Safety Tips for Farmers: Ensuring Crop Protection Amidst Storms

Cyclone Safety Tips for Farmers: Protecting Crops and LivelihoodsCyclones pose a significant threat to farmers, causing widespread crop damage, infrastructure, and livelihoods. With unpredictable weather patterns becoming more frequent due to climate change, it’s crucial to implement effective strategies to safeguard crops and minimise losses.This blog provides cyclone safety tips for farmers to enhance preparedness, reduce risks, and ensure the protection of both crops and agricultural assets.

  • English
11 April 2025· 6 min readRead More
Top 5 Reasons Farmers Should Use Mobile Apps for Crop Insurance
Crop Insurance

Top 5 Reasons Farmers Should Use Mobile Apps for Crop Insurance

How Mobile Apps Make Crop Insurance Easier for FarmersMobile apps for crop insurance are helping farmers access protection quickly and easily, without paperwork or office visits. With changing weather, rising risks and busy farming schedules, digital crop insurance has become essential for small farmers. In this guide, we explain how mobile apps for crop insurance make buying policies, filing claims and tracking updates simple and farmer friendly.1.Easy Access with Mobile Crop Insurance AppsOne

  • English
4 April 2025· 11 min readRead More
How to Use the Kshema App for Crop Insurance: A Quick Guide for Farmers
Crop Insurance

How to Use the Kshema App for Crop Insurance: A Quick Guide for Farmers

Crop insurance is a crucial safety net for small and marginal farmers, especially when weather, pests or sudden disasters destroy crops. Using the Kshema App for Crop Insurance easy because farmers can buy cover, upload evidence and check claim status directly from their phones. This guide explains how farmers can use the Kshema App for Crop Insurance step by step to access crop insurance quickly and without paperwork.Why Farmers Need Easy Access to Kshema App for Crop InsuranceSmall farmers oft

  • English
26 March 2025· 8 min readRead More
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